Hawaii employee benefits broker
Hawaii Employee Benefits Broker for Growing Teams
Hawaii requires employers to cover anyone working 20 hours a week, and limits what employees can be charged. Ignition prices your plan inside those rules and shows you where the room is.
In Hawaii, the law sets most of your benefits budget.
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Why choose a Hawaii-based employee benefits broker
What Ignition does differently in Hawaii
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Get your free Hawaii employee benefits assessment today.
Simple Benefits Broker Review Process
How to choose an employee benefits broker in Hawaii
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I got robbed. I was too busy to notice.
How AWM saved $156,914 in 30 minutes.
Customer stories
AWM used Ignition to negotiate their 2026 insurance renewal, lowering costs by 22% compared to their initial increase.
Light Labs turned a 21% increase into an 8% decrease, $113,115 in savings, and better coverage across the board.
Ignition consolidated everything into Gusto, set it up before open enrollment, and now runs the day-to-day benefits admin so Mango's team doesn't have to.
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Frequently asked questions
Yes. Ignition Benefits does business as Ignition Insurance Solutions, NPN #22134889, licensed in Hawaii.
Yes. You sign a Broker of Record letter, while your carrier, network, and payroll stay the same. There's no obligation.
Anyone working 20 or more hours a week for four consecutive weeks, subject to specific exceptions. That's a lower threshold than the ACA's 30 hours.
No more than 1.5% of their monthly wages toward self-only coverage, and you cover at least half the premium.
Generally yes, if you have Hawaii employees who meet the hours threshold. Hawaii's mandate isn't preempted by ERISA, which makes its reach unusually broad.
On average about 20% in the first year, based on Ignition client data. In Hawaii, most of that comes from plan design and eligibility rather than switching carriers.
Nothing upfront. The assessment is free and there's no commitment.
Ideally four to six months out. A Broker of Record change can happen outside your renewal window, so you don't necessarily have to wait until next year.
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