Health risk analysis
See your workforce the way the carrier does.
Carriers price your plan off workforce health and risk data you've never seen. Ignition reads the same data and shows you exactly what's driving your number.
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The same data the carrier gets, now yours.
Built from your claims history and workforce demographics — the same inputs carriers use to price your plan.
Know what's actually driving your cost.
Age mix, claims trend, plan design, enrollment. See which factors are pushing your rate up, and which ones are working in your favor.
Pay for your risk, not someone else's.
See whether your rate actually reflects your workforce's risk, or if someone else's is hiding in your number.
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Frequently asked questions
A picture of your group's health profile and expected costs, built from your claims history. It's effectively what carriers price you on, and it's what we use to argue for better rates.
An employee census: names, dates of birth, gender, zip code, and who's on which plan tier, plus the same for dependents. No salaries, no Social Security numbers, no medical records.
No. The census has no medical data in it, and we don't access individual records. Claims history is pulled at group level, and the report never identifies anyone.
We sign an NDA before you send anything. The process meets HIPAA standards. The report is anonymized, your data is never sold, and only the people working on your analysis can see it.
Four things: how your group's risk compares to benchmark populations, your expected claims spend, the conditions driving most of that spend, and where there's room to cut cost.
We take it to carriers. Instead of asking them to bid blind, we show them who your group actually is. That's what gets you competitive bids.
Then the report says so instead of filling the gap. Below a certain size carriers won't release claims detail, and we'd rather show you a blank than a guess.
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Every year for five years, I got robbed. Not by some shadowy entity or fine print I missed at 2am.
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